38 River Dr, Beaufort, SC 29907 Property Records

Beaufort County property record for 38 River Dr, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,802 sqft · built 2016
Owner	Owner Name on File
Last Sale	$337,500 (May 2014)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R20000400000790000`

Property Details

APN / Parcel Number

Primary APN	`R20000400000790000`
Alternative APN	`00239450`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,802 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00239450
Old Parcel Number	R20000400000790000
Street Address	38 RIVER DR
City	BEAUFORT
State	SC
Zip	29907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4112
Legal Description	LOTS 11 12 SEC II RED BLUFF 4/25/66
Legal Subdivision	RED BLUFF AREA
Legal Lot Number	11-12 12
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1032
Census Tract	902

Owner

The current owner of 38 River Dr bought it in May 2014.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Owner Name on File
Mailing Address	38 W RIVER DR, BEAUFORT, SC 29907-1132
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 2, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2014 · Amount on File
Deed Sale	May 13, 2014 · Amount on File
Prior Sale	Oct 22, 2010
Deed Document Number	2014021823
Deed Book / Page	3320 / 1661
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	38 RIVER DR, BEAUFORT, SC 29907
Document Number	0000024006
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 W RIVER DR BEAUFORT SC 299071132, BEAUFORT, SC 29907-1132

Mortgage

Document Number	0000024006
Date	May 8, 2019
Book Page	003758/001210
Instrument	24006

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	May 7, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	38 RIVER DR, BEAUFORT, SC 29907
Document Number	0000024007
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 W RIVER DR BEAUFORT SC 299071132, BEAUFORT, SC 29907-1132

Mortgage

Document Number	0000024007
Date	May 8, 2019
Book Page	003758/001225
Instrument	24007

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	May 7, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 38 River Dr was $5,296.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00	$39,260 (-30.35%)
2024	$5,296.00 (+0.02%)	$56,368 (-) Land $25,440 Building $30,928	$1,409,200 (-) Land $636,000 Building $773,200
2023	$5,295.00 (+7.69%)	$56,368 (+35.14%) Land $25,440 Building $30,928	$1,409,200 (+35.14%) Land $636,000 Building $773,200
2022	$4,917.00 Homeowner's exemption	$41,712 Land $24,000 Building $17,712	$1,042,800 Land $600,000 Building $442,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	16 (1993–2024)
Claims Outside the SFHA	14 of 16
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 River Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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