3742 N Downwater St, Eagle Mountain, UT 84005 Property Records

Utah County property record for 3742 N Downwater St, Eagle Mountain, UT 84005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,218 sqft · built 2015
Lot Size	0.101 acres (4,397 sqft)
Owner	Individual Name on File
Last Sale	$451,225 (Jul 2023)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`66-425-0344`

Property Details

APN / Parcel Number

Primary APN	`66-425-0344`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	1,218 sqft
Basement Area	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	4,397 sqft (0.101 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3742 N DOWNWATER ST
City	EAGLE MOUNTAIN
State	UT
Zip	84005-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 344, PLAT 3, SWEETWATER SUB AREA 0.101 AC.
Legal Subdivision	SWEETWATER SUB
Legal Lot Number	344
Jurisdiction	UTAH UT
Township / Civil Division	LEHI
Census Block Group	1
Census Block	1002
Census Tract	10115

Owner

3742 N Downwater St is owned and occupied by an individual who bought it in July 2023.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jul 6, 2023	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on File
Deed Sale	Jul 6, 2023 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	202343906
Prior Transfer Date	Aug 18, 2015
Prior Transfer Doc	0000078274
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	COTTONWOOD TITLE, COTTONWOOD TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043921
Date	Jul 6, 2023
Instrument	43921:2023

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 6, 2023
Property Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122
Document Number	0000043906
Instrument Date	Jun 30, 2023
Instrument	43906:2023
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122

Mortgage

Document Number	0000043920
Date	Jul 6, 2023
Instrument	43920:2023

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	UTAH FIRST TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007410
Date	Jan 29, 2019
Instrument	007410:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	UTAH FIRST TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028319
Date	Mar 4, 2020
Instrument	28319:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3742 N DOWNWATER ST, EAGLE MOUNTAIN, UT 84005-5122
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108661
Date	Jun 15, 2021
Instrument	108661:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3742 N Downwater St was $2,220, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Eagle Mountain City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,295 (-46.73%)	$416,900 (-3.14%) Land $138,400 Building $278,500
2025	$2,220.00 (+0.05%)	$430,400 Land $138,400 Building $292,000	$430,400 Land $138,400 Building $292,000
2024	$2,219.00 (+23.35%)
2023	$1,799.00 (-3.59%)	$209,990 (-1.29%)	$381,800 (-1.29%) Land $131,700 Building $250,100
2022	$1,866.00	$212,740	$386,800 Land $136,200 Building $250,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3742 N Downwater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3742 N Downwater St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE MOUNTAIN CITY serves 61,266 people · EPA ID UTAH25142
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Direct Communications Rockland Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000

May also be available: Utah Broadband, Verizon.

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