3737 SE Lower St, Stuart, FL 34997 Property Records

Martin County property record for 3737 SE Lower St, Stuart, FL 34997 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,269 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2016)
Tax Bill	$3,165.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`36-38-41-004-019-0028.0-5-0000`
Alternative APNs	`36-38-41-004-019-00280-5` `32298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,269 sqft Living Area
Gross Area	1,689 sqft Gross Area
1st Floor	1,269 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	195 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3737 SE LOWER ST
City	STUART
State	FL
Zip	34997-8151
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VISTA SALERNO REVISED LOT 28 BLK S
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	VISTA SALERNO REVISED
Legal Block	S
Legal Lot Number	28
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2011
Census Tract	1108

Owner

Source: Martin County records · APN 36-38-41-004-019-0028.0-5-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3737 SE LOWER ST, STUART, FL 34997-8151
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	Jul 01, 1998 · Amount on Record
Deed Doc Number	20162586708
Deed Book / Page	2868 / 204
Last Transfer Date	Jan 28, 2022
Transfer Doc	0032910041
Record Refreshed	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 07, 2022
Property Address	3737 SE LOWER ST, STUART, FL 34997-8151
Document Number	0032910041
Book / Page	3291 / 41
Map Reference	MB 3 PG 1
Instrument Date	Jan 28, 2022
Instrument	2941086
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3737 SE LOWER ST, STUART, FL 34997-8151

Mortgage

Document Number	0000329144
Date	Feb 07, 2022
Instrument	3291/44

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,991 (+5.99%)	$337,440 (+5.68%) Land $130,000 Building $207,440
2024	$3,165.00 (+2.53%)
2023	$3,087.00 (+3.97%) Additional exemption filed	$200,961 (+3%)	$319,300 (+25.59%) Land $130,000 Building $189,300
2022	$2,969.00 Homeowner's exemption	$195,108	$254,240 Land $120,750 Building $133,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.