3724 SE Lower St, Stuart, FL 34997 Property Records

Martin County property record for 3724 SE Lower St, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,783 sqft Living Area
Lot Size	15,420 sqft (0.353 acres)
Occupancy	Owner Occupied
Last Sale	$465,000 (2025)
Tax Bill	$1,846.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`36-38-41-004-020-00090-3`
Alternative APN	`32309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,783 sqft Living Area
1st Floor	1,257 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,420 sqft (0.353 acres)
Garage Area	286 sqft Garage

Exterior Amenities

Deck Area	372 sqft Deck
Patio Area	372 sqft Patio
Porch	1 Porch
Porch Area	414 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	32309
Street Address	3724 SE LOWER ST
City	STUART
State	FL
Zip	34997-8150
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VISTA SALERNO REVISED LOTS 9 & 10 BLK T
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	VISTA SALERNO REVISED
Legal Block	T
Legal Lot Number	9-10 10
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2003
Census Tract	1108

Owner

Source: Martin County records · APN 36-38-41-004-020-00090-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3724 SE LOWER ST, STUART, FL 34997-8150
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Sep 09, 2004 · Amount on Record
Deed Doc Number	0034822032
Deed Book / Page	3482 / 2032
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3724 SE LOWER ST, STUART, FL 34997-8150
Document Number	0030740266
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 SE LOWER ST STUART FL 349978150, STUART, FL 34997-8150

Mortgage

Document Number	0030740266
Date	Jul 30, 2019
Book Page	003074/000266
Instrument	2767638

Lender

Name	FIDELITY LNDG
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,750 (+5.52%)	$331,650 (+5.84%) Land $162,500 Building $169,150
2024	$1,846.00 (+3.36%)
2023	$1,786.00 (+4.51%) Additional exemption filed	$122,964 (+3%)	$313,340 (+20.89%) Land $162,500 Building $150,840
2022	$1,709.00 Homeowner's exemption	$119,383	$259,200 Land $150,940 Building $108,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.