Martin County property record for 3749 SE Lower St, Stuart, FL 34997 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,315 sqft Living Area |
| Lot Size | 7,492 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $8,000 (1986) |
| Tax Bill | $1,349.00 (2024) |
| Primary APN | 36-38-41-004-019-00270-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,315 sqft Living Area |
| 1st Floor | 982 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,492 sqft (0.171 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 333 sqft Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 250 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 32297 |
|---|---|
| Street Address | 3749 SE LOWER ST |
| City | STUART |
| State | FL |
| Zip | 34997-8151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VISTA SALERNO REVISED LOT 27 BLK S |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 36 |
| Legal Subdivision | VISTA SALERNO REVISED |
| Legal Block | S |
| Legal Lot Number | 27 |
| Jurisdiction | MARTIN FL |
| Minor Civil Division | PORT SALERNO-HOBE SOUND |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 1108 |
Source: Martin County records · APN 36-38-41-004-019-00270-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3749 SE LOWER ST, STUART, FL 34997-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 1986 · Amount on Record |
| Deed Sale | Apr 01, 1986 · Amount on Record |
| Deed Doc Number | 0006701766 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3749 SE LOWER ST, STUART, FL 34997-8151 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3749 SE LOWER ST, STUART, FL 34997-8151 |
| Document Number | 0032752002 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 3275/2002 |
| Instrument | 2928952 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3749 SE LOWER ST, STUART, FL 34997-8151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030712816 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 3071/2816 |
| Instrument | 2765806 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 01, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,135 (+5.99%) | $280,080 (+3%) Land $130,000 Building $150,080 | |
| 2024 | $1,349.00 (+4.09%) | ||
| 2023 | $1,296.00 (+5.02%) Additional exemption filed | $93,536 (+3%) | $271,930 (+22.56%) Land $130,000 Building $141,930 |
| 2022 | $1,234.00 Homeowner's exemption | $90,812 | $221,870 Land $120,750 Building $101,120 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 472 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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