Martin County property record for 3689 SE Lower St, Stuart, FL 34997 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,528 sqft Living Area |
| Lot Size | 7,492 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $279,000 (2018) |
| Tax Bill | $2,614.00 (2024) |
| Primary APN | 36-38-41-004-019-00320-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,528 sqft Living Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Elevator | Elevator |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,492 sqft (0.171 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 32302 |
|---|---|
| Street Address | 3689 SE LOWER ST |
| City | STUART |
| State | FL |
| Zip | 34997-8151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VISTA SALERNO REVISED LOT 32 BLK S |
| Legal Subdivision | VISTA SALERNO REVISED |
| Legal Block | S |
| Legal Lot Number | 32 |
| Jurisdiction | MARTIN FL |
| Minor Civil Division | PORT SALERNO-HOBE SOUND |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 1108 |
Source: Martin County records · APN 36-38-41-004-019-00320-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3689 SE LOWER ST, STUART, FL 34997-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMUNITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | Mar 28, 2016 · Amount on Record |
| Deed Doc Number | 0030312308 |
| Deed Book / Page | 03031 / 2308 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3689 SE LOWER ST, STUART, FL 34997-8151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3669 SE LOWER ST, STUART, FL 34997-8151 |
| Document Number | 0032062447 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 3206/2447 |
| Instrument | 2874948 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3689 SE LOWER ST, STUART, FL 34997-8151 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032810223 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 3281/223 |
| Instrument | 2933288 |
| Name | VELOCITY COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | WEST PALM BEACH, FL 33420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,504 (+5.99%) | $370,320 (+7.04%) Land $130,000 Building $240,320 | |
| 2024 | $2,614.00 (+2.75%) | ||
| 2023 | $2,544.00 (+4.13%) Additional exemption filed | $168,422 (+3%) | $345,970 (+25.16%) Land $130,000 Building $215,970 |
| 2022 | $2,443.00 Homeowner's exemption | $163,517 | $276,420 Land $120,750 Building $155,670 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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