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3761 SE Lower St, Stuart, FL 34997 Property Records

Martin County property record for 3761 SE Lower St, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage978 sqft Living Area
Lot Size7,492 sqft (0.171 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2021)
Tax Bill$3,683.00 (2024)

Property Details

APN / Parcel Number

Primary APN36-38-41-004-019-00260-9
Alternative APN
  • 32296

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Building Area978 sqft Living Area
1st Floor978 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,492 sqft (0.171 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area324 sqft Garage
Porch1 Porch
Porch Area184 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number32296
Street Address3761 SE LOWER ST
CitySTUART
StateFL
Zip34997-8151
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVISTA SALERNO REVISED LOT 26 BLK S
Legal Range41E
Legal Township38S
Legal Section36
Legal SubdivisionVISTA SALERNO REVISED
Legal BlockS
Legal Lot Number26
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup2
Census Block2011
Census Tract1108

Owner

Source: Martin County records · APN 36-38-41-004-019-00260-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3761 SE LOWER ST, STUART, FL 34997-8151
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Feb 25, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2021 · Amount on Record
Deed SaleFeb 25, 2021 · Amount on Record
Prior SaleSep 29, 2016 · Amount on Record
Deed Doc Number0032002669
Deed Book / Page3200 / 2669
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3761 SE LOWER ST, STUART, FL 34997-8151
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3761 SE LOWER ST, STUART, FL 34997-8151

Mortgage

Document Number0033472729
DateNov 28, 2022
Book Page3347/2729
Instrument2991228
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateFeb 25, 2021
Property Address3761 SE LOWER ST, STUART, FL 34997-8151
Document Number0032002669
Book / Page3200 / 2669
Map ReferenceMB 3 PG 1
Instrument DateFeb 24, 2021
Instrument2870468
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8142 SE ROYAL ST, 8142, HOBE SOUND, FL 33455-4118

Transferred To (Grantee/Buyer)

NameVerified Name
Address3761 SE LOWER ST, STUART, FL 34997-8151

Mortgage

Document Number0032002671
DateFeb 25, 2021
Instrument3200/2671
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$245,471 (+5.99%)$294,770 (+6.29%) Land $130,000 Building $164,770
2024$3,683.00 (+2.36%)
2023$3,598.00 (+3.87%) Additional exemption filed$231,605 (+3%)$277,330 (+23.33%) Land $130,000 Building $147,330
2022$3,464.00 Homeowner's exemption$224,860 Land $120,750 Building $104,110$224,860 Land $120,750 Building $104,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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