3730 E Ryan St, Inverness, FL 34453 Property Records

Citrus County property record for 3730 E Ryan St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1974
Lot Size	0.221 acres (9,630 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2026)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0030-01000-0260`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-01000-0260`
Alternative APNs	`0219S19E0030010000260` `1648114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	9,630 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Finished/Open Porch
Porch Area	72 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1648114
Street Address	3730 E RYAN ST
City	INVERNESS
State	FL
Zip	34453-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS UNIT 3 PB 2 PG 103 LOTS 26 27 28 & 29 BLK 100
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	100
Legal Lot Number	26
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1105
Census Tract	450705

Owner

Source: Citrus County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3730 E RYAN ST, INVERNESS, FL 34453-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jun 22, 2001 · Amount on Record
Deed Document Number	202631966
Deed Book / Page	3675 / 403
Prior Transfer Date	Apr 12, 1994
Prior Transfer Doc	0001192278
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 1, 2026
Property Address	3730 E RYAN ST, INVERNESS, FL 34453-9782
Document Number	0000031966
Book / Page	3675 / 403
Instrument Date	May 29, 2026
Instrument	202631966
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 E RYAN ST, INVERNESS, FL 34453-9782

Mortgage

Document Number	0000031967,
Date	Jun 1, 2026
Instrument	202631967

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 1, 2026
Property Address	3730 E RYAN ST, INVERNESS, FL 34453-9782
Document Number	0036750403
Book / Page	3675 / 403
Instrument Date	May 29, 2026
Instrument	202631966
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 E RYAN ST, INVERNESS, FL 34453-9782
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031967,
Date	Jun 1, 2026
Instrument	202631967

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+7.45%)	$149,200 (-0.29%) Land $8,560 Building $140,640	$149,200 (-0.29%) Land $8,560 Building $140,640
2024	$2,054.00 (+3.42%)	$149,636 (-1.41%) Land $7,440 Building $142,196	$149,636 (-1.41%) Land $7,440 Building $142,196
2023	$1,986.00 (+15.06%)	$151,770 (+17.1%) Land $6,800 Building $144,970	$151,770 (+17.1%) Land $6,800 Building $144,970
2022	$1,726.00	$129,606 Land $4,400 Building $125,206	$129,606 Land $4,400 Building $125,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Ryan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures