Lincoln County property record for 399 Ridge Rd, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1991 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $304 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-50-15-000-000-021.010 |
| Primary APN | 14-50-15-000-000-021.010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 136,343 sqft (3.13 acres) |
| Street Address | 399 RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 OAKLAND RIDGE ESTATES |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 15 |
| Legal Subdivision | OAKLAND RIDGE EST |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-50-15-000-000-021.010
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 66 BOBWHITE LN, TROY, MO 63379-5428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI |
| May 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE |
| Dec 28, 2023 | Warranty Deed, Transfer · Line of Credit COMMUNITY STATE BANK OF MISSOURI |
| Dec 30, 2022 | Beneficiary Deed, Transfer MEYER TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 |
| Deed Sale | Dec 28, 2023 |
| Prior Sale | Apr 05, 2007 |
| Deed Document Number | 2023009891 |
| Deed Book / Page | 2496 / 631 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 399 RIDGE RD, TROY, MO 63379-5441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02411/0087 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 2411/0087 |
| Instrument | 2017004526 |
| Name | COMMUNITY STATE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, MO 63334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 18, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 399 RIDGE RD, TROY, MO 63379-5441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | L COUNTY TITLE, ALL COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 02422/0708 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 2422/0708 |
| Instrument | 2018004073 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 28, 2023 |
| Property Address | 399 RIDGE RD, TROY, MO 63379-5441 |
| Document Number | 002496/631 |
| Book / Page | 2496 / 631 |
| Map Reference | MB 12 PG 31 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2023009891 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 RIDGE RD, TROY, MO 63379-5441 |
| Document Number | 2023009892 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023009892 |
| Name | COMMUNITY STATE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Dec 28, 2035 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 30, 2022 |
| Property Address | 399 RIDGE RD, TROY, MO 63379-5441 |
| Document Number | 002486/846 |
| Book / Page | 2486 / 846 |
| Map Reference | MB 12 PG 31 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 2022012635 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 SAINT FRANCIS DR, TROY, MO 63379-5676 |
| Name | Verified Name |
|---|
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304.00 (-29.14%) | $4,978 (-28.22%) Land $4,978 | $26,200 (-28.22%) Land $26,200 |
| 2023 | $429.00 (-0.23%) | $6,935 (+0.36%) Land $4,560 Building $2,375 | $36,500 (+0.36%) Land $24,000 Building $12,500 |
| 2022 | $430.00 | $6,910 Land $4,560 Building $2,350 | |
| 2021 | $36,370 Land $24,000 Building $12,370 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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