3688 SE Lower St, Stuart, FL 34997 Property Records

Martin County property record for 3688 SE Lower St, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	3,197 sqft Living Area
Lot Size	23,261 sqft (0.534 acres)
Occupancy	Owner Occupied
Last Sale	$100 (1994)
Tax Bill	$4,275.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`36-38-41-004-020-0006.0-9-0000`
Alternative APNs	`36-38-41-004-020-00060-9` `32308`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Building Area	3,197 sqft Living Area
Gross Area	4,037 sqft Gross Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	23,261 sqft (0.534 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	840 sqft Garage
Porch	Open Porch
Porch Area	440 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3688 SE LOWER ST
City	STUART
State	FL
Zip	34997-8180
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VISTA SALERNO REVISED LOTS 6 7 & 8 BLK T
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	VISTA SALERNO REVISED
Legal Block	T
Legal Lot Number	6
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	2
Census Block	2003
Census Tract	1108

Owner

Source: Martin County records · APN 36-38-41-004-020-0006.0-9-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3688 SE LOWER ST, STUART, FL 34997-8180
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 1994 · Amount on Record
Deed Sale	Aug 04, 1994 · Amount on Record
Deed Book / Page	1084 / 412
Last Transfer Date	Apr 10, 2012
Transfer Doc	0026081768
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,491 (+5.99%)	$762,150 (+8.16%) Land $227,500 Building $534,650
2024	$4,275.00 (+2.42%)
2023	$4,174.00 (+2.08%) Additional exemption filed	$286,348 (+3%)	$704,670 (+26.43%) Land $227,500 Building $477,170
2022	$4,089.00 Homeowner's exemption	$278,008	$557,350 Land $211,310 Building $346,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.