361 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 361 Palazzo Cir, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,336 sqft · built 2013
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jan 2015)
Tax Bill$8,957 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN028687-0800

Property Details

APN / Parcel Number

Primary APN028687-0800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,336 sqft Living Area
Gross Area2,911 sqft
1st Floor Area2,336 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address361 PALAZZO CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/99-106 MURABELLA UNIT 5 LOT 80 OR3972/628
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 5
Legal Block1
Legal Lot Number80
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1011
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 COLBERT AVE, HAMPTON, VA 23669-3101
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2015 · Amount on Record
Deed SaleJan 5, 2015 · Amount on Record
Prior SaleAug 13, 2013 · Amount on Record
Deed Document Number2015227
Deed Book / Page3972 / 628
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address361 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 COLBERT AVE, HAMPTON, VA 23669-3101

Mortgage

Document Number0053881860
DateOct 7, 2021
Book Page5388/1860
Instrument2021109752
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,831 (-1.1%) Land $110,000 Building $299,831$409,831 (-1.1%) Land $110,000 Building $299,831
2025$8,957.00 (+9.35%)$414,378 (-2.25%)$414,378 (-2.25%) Land $110,000 Building $304,378
2024$8,191.00 (+4.48%)$423,925 (-0.08%)$423,925 (-0.08%) Land $105,000 Building $318,925
2023$7,840.00 (+6.7%)$424,283 (+10.31%)$424,283 (+10.31%) Land $89,600 Building $334,683
2022$7,348.00$384,621$384,621 Land $89,600 Building $295,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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