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372 E 13th St, Saint Charles, MN 55972 Property Records

Winona County property record for 372 E 13th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1918
Lot Size0.227 acres (9,888 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Mar 2019)
Tax Bill$2,634 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Mar 2019 Sale & Second Mortgage
APN29.000.1120

Property Details

APN / Parcel Number

Primary APN29.000.1120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1991
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions160 ft deep x 62 ft wide
Garage TypeDetached
Garage Area780 sqft
PorchOpen Porch
Porch Area160 sqft
Deck Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address372 E 13TH ST
CitySAINT CHARLES
StateMN
Zip55972-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-046 LIMITS PART OF LOT COMMENCING 259' EAST OF NW CORNER OF LOT 46, THENCE S
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Lot Number46
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2060
Census Tract671000

Owner

Source: Winona County records · APN 29.000.1120

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address372 E 13TH ST, SAINT CHARLES, MN 55972-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Line of Credit
ALTRA FCU
Mar 01, 2019Warranty Deed, Transfer · Stand-Alone Second Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Deed Document Number2019615465
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address372 E 13TH ST, SAINT CHARLES, MN 55972-1510
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A650020
DateJul 26, 2023
InstrumentA650020
Lender
NameALTRA FCU
TypeCredit Union
AddressONALASKA, WI 54650
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateMar 01, 2019
Property Address372 E 13TH ST, SAINT CHARLES, MN 55972-1510
Document Number615465
Instrument DateFeb 26, 2019
Instrument615465
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
Tax$521.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 E 13TH ST, SAINT CHARLES, MN 55972-1510

Mortgage

Document Number615467
DateMar 01, 2019
Instrument615467
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Mortgage

Document Number0000615466
DateMar 01, 2019
Instrument615466
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
AddressMINNEAPOLIS, MN 55441
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,634.00 (+23.89%)
2025$203,900 (+0.99%) Land $36,700 Building $167,200$203,900 (+0.99%) Land $36,700 Building $167,200
2023$2,126.00$201,900 Land $36,300 Building $165,600$201,900 Land $36,300 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
Hiawatha Broadband CommunicationsCable1,000 / 30
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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