Winona County property record for 349 E 13th St, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,010 sqft · built 1885 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,664 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit Jun 2017 Line of Credit |
| APN | 29.000.1010 |
| Primary APN | 29.000.1010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 450 sqft |
| Basement Area | 422 sqft |
| Unfinished Basement | 422 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 208 ft deep x 75 ft wide |
| Garage Area | 312 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 349 E 13TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-042 LIMITS 75' X 208' IN LOTS 42 & 43 & 44 1/2' COMMENCING ON SOUTH LINE LOT |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | LIMITS |
| Legal Lot Number | 42 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.000.1010
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 349 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2019 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Jun 08, 2017 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 349 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2019 |
| Name | Verified Name |
|---|
| Document Number | 619146 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 619146 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 09, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 349 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 603227 |
|---|---|
| Date | Jun 08, 2017 |
| Instrument | 603227 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,664.00 (+23.44%) | ||
| 2025 | $158,300 (+3.06%) Land $45,700 Building $112,600 | $158,300 (+3.06%) Land $45,700 Building $112,600 | |
| 2023 | $1,348.00 Homeowner's exemption | $153,600 Land $45,200 Building $108,400 | $153,600 Land $45,200 Building $108,400 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 3% of the US · above 11% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Hiawatha Broadband Communications | Cable | 1,000 / 30 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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