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360 E 13th St, Saint Charles, MN 55972 Property Records

Winona County property record for 360 E 13th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,295 sqft · built 1910
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Tax Bill$2,256 (2026)
Deeds & MortgagesOct 2023 Mortgage
Jan 2021 Mortgage
+ 1 more
APN29.000.1110

Property Details

APN / Parcel Number

Primary APN29.000.1110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,295 sqft Living Area
1st Floor Area616 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1992
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions160 ft deep x 102 ft wide
Garage TypeDetached
Garage Area308 sqft
PorchPorch
Porch Area199 sqft
Deck Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address360 E 13TH ST
CitySAINT CHARLES
StateMN
Zip55972-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-046 E 62.5' OF W 259' OF LOT 46, ALSO BEG AT A PT 160.5' E OF NW CORNER OF
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Block8
Legal Lot Number8,46
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2060
Census Tract671000

Owner

Source: Winona County records · APN 29.000.1110

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address360 E 13TH ST, SAINT CHARLES, MN 55972-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Closed-End Mortgage
THINK MUTUAL BANK
Jan 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
THINK MUTUAL BANK
Jan 07, 2021Intrafamily Transfer, Transfer
ROCHESTER TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 29, 2020
Transfer Doc0000630480
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address360 E 13TH ST, SAINT CHARLES, MN 55972-1510
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 E 13TH ST, SAINT CHARLES, MN 55972-1510

Mortgage

Document Number000A651711
DateOct 27, 2023
InstrumentA651711
Lender
NameTHINK MUTUAL BANK
TypeBank
AddressROCHESTER, MN 55903
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term120 Months
DueOct 18, 2033

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address360 E 13TH ST, SAINT CHARLES, MN 55972-1510
Transaction TypeMortgage
Record UpdatedJan 21, 2026
Title CompanyROCHESTER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000630466
DateJan 06, 2021
Instrument630466
Lender
NameTHINK MUTUAL BANK
TypeBank
AddressROCHESTER, MN 55903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINONA MN
Recording DateJan 07, 2021
Property Address360 E 13TH ST, SAINT CHARLES, MN 55972-1510
Document Number0000630480
Instrument DateDec 29, 2020
Instrument630480
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyROCHESTER TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address360 E 13TH ST, SAINT CHARLES, MN 55972-1510

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,256.00 (+3.58%)
2025$2,178.00 (+17.86%) Homeowner's exemption$200,700 (+1.77%) Land $54,500 Building $146,200$200,700 (+1.77%) Land $54,500 Building $146,200
2023$1,848.00 Homeowner's exemption$197,200 Land $53,900 Building $143,300$197,200 Land $53,900 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
Hiawatha Broadband CommunicationsCable1,000 / 30
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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