Winona County property record for 313 E 13th St, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,083 sqft · built 1885 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (May 2023) |
| Tax Bill | $1,442 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2019 Line of Credit + 1 more |
| APN | 29.000.1070 |
| Primary APN | 29.000.1070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,083 sqft Living Area |
| 1st Floor Area | 566 sqft |
| Basement Area | 234 sqft |
| Unfinished Basement | 234 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 90 ft deep x 104 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 313 E 13TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-045 LIMITS EX: E 73' THEREOF |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | LIMITS |
| Legal Lot Number | 45 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.000.1070
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Jun 05, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Jun 05, 2019 · Amount on Record |
| Deed Document Number | 2023648907 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | May 18, 2023 |
| Property Address | 313 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Document Number | 000A648907 |
| Instrument Date | May 15, 2023 |
| Instrument | A648907 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Title Company | LEGAL TITLE, LEGAL & TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Document Number | 000A648908 |
|---|---|
| Date | May 18, 2023 |
| Instrument | A648908 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 313 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2019 |
| Name | Verified Name |
|---|
| Document Number | 618105 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 618105 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jun 05, 2019 |
| Property Address | 313 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
| Document Number | 617174 |
| Instrument Date | Jun 04, 2019 |
| Instrument | 617174 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $211.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 E 13TH ST, SAINT CHARLES, MN 55972-1509 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,442.00 (-2.57%) | ||
| 2025 | $142,400 (-0.35%) Land $42,000 Building $100,400 | $142,400 (-0.35%) Land $42,000 Building $100,400 | |
| 2023 | $1,480.00 Homeowner's exemption | $142,900 Land $41,600 Building $101,300 | $142,900 Land $41,600 Building $101,300 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Hiawatha Broadband Communications | Cable | 1,000 / 30 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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