401 E 13th St, Saint Charles, MN 55972 Property Records

Winona County property record for 401 E 13th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1946
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Feb 2021)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2019 Foreclosure
APN	`29.000.1030`

Property Details

APN / Parcel Number

Primary APN	`29.000.1030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	209 ft deep x 50 ft wide
Garage Area	220 sqft
Deck Area	360 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 E 13TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-042 LIMITS W 50' OF E 110.25' OF LOTS 42 & 43
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	LIMITS
Legal Lot Number	42-43
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2057
Census Tract	671000

Owner

Source: Winona County records · APN 29.000.1030

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 E 13TH ST, SAINT CHARLES, MN 55972-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 19, 2019	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	2021631162
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Feb 04, 2021
Property Address	401 E 13TH ST, SAINT CHARLES, MN 55972-1511
Document Number	631162
Instrument Date	Jan 29, 2021
Instrument	631162
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TOWN N COUNTRY TITLE LLC, TOWNN COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$584.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 E 13TH ST, SAINT CHARLES, MN 55972-1511

Mortgage

Document Number	631163
Date	Feb 04, 2021
Instrument	631163

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

September 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	WINONA MN
Recording Date	Sep 19, 2019
Property Address	401 E 13TH ST, SAINT CHARLES, MN 55972-1511
Document Number	619428
Instrument Date	Sep 17, 2019
Instrument	619428
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$155.10
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 RIMROCK RD, SAINT CHARLES, MN 55972-1698

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00 (+22.35%)
2025		$176,300 (+6.4%) Land $32,500 Building $143,800	$176,300 (+6.4%) Land $32,500 Building $143,800
2023	$1,566.00 Homeowner's exemption	$165,700 Land $32,100 Building $133,600	$165,700 Land $32,100 Building $133,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Hiawatha Broadband Communications	Cable	1,000 / 30
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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