3714 Reserve Trl, Lorain, OH 44053 Property Records

Lorain County property record for 3714 Reserve Trl, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,656 sqft · built 2021
Lot Size	0.467 acres (20,363 sqft)
Owner	Individual on Record
Last Sale	$51,250 (Mar 2021)
Tax Bill	$936 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-03-001-108-059`

Property Details

APN / Parcel Number

Primary APN	`02-03-001-108-059`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	4,656 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	20,363 sqft
Lot Dimensions	226 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3714 RESERVE TRL
City	LORAIN
State	OH
Zip	44053-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT MARTINS RUN SUB 1 90 X 226.26
Legal Subdivision	THE RESERVE AT MARTINS RUN SUBDIVISION
Legal Lot Number	16
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	3714 RESERVE TRL, LORAIN, OH 44053-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Mar 9, 2021	Warranty Deed, Transfer AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	2021001271
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3714 RESERVE TRL, LORAIN, OH 44053-1607
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000815866
Date	May 4, 2021
Instrument	2021-0815866

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 9, 2021
Property Address	3714 RESERVE TRL, LORAIN, OH 44053-1607
Document Number	0000806515
Map Reference	VOL 78 PG 8&9
Instrument Date	Mar 8, 2021
Instrument	2021-0806515
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3714 RESERVE TRL, LORAIN, OH 44053-1607

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$201,210 (+721.27%) Land $24,500 Building $176,710	$574,880 (+721.26%) Land $70,000 Building $504,880
2024	$936.00 (-23.72%)	$24,500 (+2.76%) Land $24,500	$70,000 (+2.76%) Land $70,000
2023	$1,227.00 (+0.82%)	$23,842 (+0.01%) Land $23,842	$68,120 (-) Land $68,120
2022	$1,217.00	$23,840 Land $23,840
2021			$68,120 Land $68,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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