Lorain County property record for 3820 Reserve Trl, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,799 sqft · built 2007 |
| Lot Size | 5.77 acres (251,717 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (Jun 2007) |
| Tax Bill | $3,311 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-001-108-057 |
| Primary APN | 02-03-001-108-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,799 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 251,717 sqft |
| Lot Dimensions | 226 ft deep x 1,111 ft wide |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 78 sqft |
| Patio Area | 96 sqft |
| Canopy | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3820 RESERVE TRL |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVE MARTINS RUN SUB 1 111.48 X 226.47 |
| Legal Subdivision | RESERVE AT MARTINS RUN |
| Legal Lot Number | 14 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-108-057
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1557 D ST, LORAIN, OH 44052-2213 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2007 · Amount on Record |
| Deed Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 2007003162 |
| Record Updated | Jun 08, 2026 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,311.00 | $107,400 (+0.01%) Land $25,730 Building $81,670 | $306,840 (-) Land $73,500 Building $233,340 |
| 2024 | $3,311.00 (+338.54%) | $107,394 (+350.44%) Land $25,725 Building $81,669 | $306,840 (+350.44%) Land $73,500 Building $233,340 |
| 2023 | $755.00 (-1.95%) | $23,842 (+0.01%) Land $23,842 | $68,120 (-) Land $68,120 |
| 2022 | $770.00 | $23,840 Land $23,840 | |
| 2021 | $68,120 Land $68,120 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930972021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4700711, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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