Lorain County property record for 3624 Reserve Trl, Lorain, OH 44053 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,442 sqft · built 2015 |
| Lot Size | 0.9 acres (42,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,500 (Feb 2015) |
| Tax Bill | $1,003 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-001-108-061 |
| Primary APN | 02-03-001-108-061 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,442 sqft Living Area |
| Gross Area | 2,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 42,950 sqft (0.9 acres) |
| Lot Dimensions | 226 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 174 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Canopy | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3624 RESERVE TRL |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVE AT MARTINS RUN SUB 1 90 X 226.05 |
| Legal Subdivision | RESERVE AT MARTINS RUN SUB 1 |
| Legal Block | 108 |
| Legal Lot Number | 18 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-108-061
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3624 RESERVE TRL, LORAIN, OH 44053-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2015 · Amount on Record |
| Deed Sale | Feb 20, 2015 · Amount on Record |
| Prior Sale | May 17, 2012 |
| Deed Document Number | 2015535130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3624 RESERVE TRL, LORAIN, OH 44053-1607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008332 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0008332 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,003.00 Homeowner's exemption | $108,500 (+313.27%) Land $24,500 Building $84,000 | $310,000 (+313.28%) Land $70,000 Building $240,000 |
| 2024 | $1,003.00 (-27.27%) | $26,254 (-1.96%) Land $24,500 Building $1,754 | $75,010 (-1.96%) Land $70,000 Building $5,010 |
| 2023 | $1,379.00 (+0.88%) | $26,779 (%) Land $23,842 Building $2,937 | $76,510 (-) Land $68,120 Building $8,390 |
| 2022 | $1,367.00 | $26,780 Land $23,840 Building $2,940 | |
| 2021 | $76,510 Land $68,120 Building $8,390 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930972021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
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