Lorain County property record for 3634 Reserve Trl, Lorain, OH 44053 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2014 |
| Lot Size | 0.9 acres (42,989 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Jul 2020) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-001-108-060 |
| Primary APN | 02-03-001-108-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 42,989 sqft (0.9 acres) |
| Lot Dimensions | 226 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 344 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3634 RESERVE TRL |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVE AT MARTINS RUN SUB 1 90 X 226.26 |
| Legal Subdivision | RESERVE AT MARTINS RUN SUB 1 |
| Legal Block | 108 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-108-060
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3634 RESERVE TRL, LORAIN, OH 44053-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Jul 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | May 17, 2012 |
| Deed Document Number | 2020769357 |
| Prior Transfer Date | Jul 06, 2020 |
| Prior Transfer Doc | 0000769357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3634 RESERVE TRL, LORAIN, OH 44053-1607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 20210801016 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-0801016 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 16, 2020 |
| Property Address | 3634 RESERVE TRL, LORAIN, OH 44053-1607 |
| Document Number | 0000769357 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 769357 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3634 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,712.00 Homeowner's exemption | $103,840 (+314.02%) Land $24,500 Building $79,340 | $296,670 (+314%) Land $70,000 Building $226,670 |
| 2024 | $1,712.00 (+36.96%) | $25,081 (+3.27%) Land $24,500 Building $581 | $71,660 (+3.27%) Land $70,000 Building $1,660 |
| 2023 | $1,250.00 (+0.89%) | $24,287 (-0.01%) Land $23,842 Building $445 | $69,390 (-) Land $68,120 Building $1,270 |
| 2022 | $1,239.00 | $24,290 Land $23,840 Building $450 | |
| 2021 | $69,390 Land $68,120 Building $1,270 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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