Lorain County property record for 3819 Reserve Trl, Lorain, OH 44053 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,677 sqft Living Area |
| Lot Size | 5.74 acres |
| Occupancy | Owner Occupied |
| Last Sale | $213,500 (2004) |
| Tax Bill | $3,781.00 (2025) |
| Primary APN | 02-03-001-108-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,677 sqft Living Area |
| 1st Floor | 1,677 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 250,083 sqft |
| Depth X Width | 225 ft x 1,111 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 772 sqft Garage |
| Patio Area | 32 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 67 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3819 RESERVE TRL |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1606 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESERVE MARTINS RUN SUB 1 111.48 X 225.00 S/L 8 |
| Legal Subdivision | RESERVE MARTINS RUN SUBDIVISION #1 |
| Legal Lot Number | 8 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-108-051
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3819 RESERVE TRL, LORAIN, OH 44053-1606 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on Record |
| Deed Sale | Aug 31, 2004 · Amount on Record |
| Deed Doc Number | 2004005957 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3819 RESERVE TRL, LORAIN, OH 44053-1606 |
| Document Number | 0000712523 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3819 RESERVE TRL LORAIN OH 440531606, LORAIN, OH 44053-1606 |
| Document Number | 0000712523 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 712523 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,781.00 | $98,890 (+0.01%) Land $25,730 Building $73,160 | $282,520 (-) Land $73,500 Building $209,020 |
| 2024 | $3,781.00 (-8.21%) | $98,882 (+23.61%) Land $25,725 Building $73,157 | $282,520 (+23.61%) Land $73,500 Building $209,020 |
| 2023 | $4,119.00 (+0.88%) | $79,993 (+%) Land $23,842 Building $56,151 | $228,550 (-) Land $68,120 Building $160,430 |
| 2022 | $4,083.00 | $79,990 Land $23,840 Building $56,150 | |
| 2021 | $228,550 Land $68,120 Building $160,430 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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