Winnebago County property record for 3709 Mill Rd, Cherry Valley, IL 61016 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,166 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $97,500 (2006) |
| Tax Bill | $3,043.00 (2025) |
| Primary APN | 254D054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,166 sqft Living Area |
| 1st Floor | 1,083 sqft 1st Floor |
| Basement Area | 1,083 sqft Basement |
| Finished Basement | 1,083 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 432 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 254D054 |
|---|---|
| Street Address | 3709 MILL RD |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEGN 823.23 FT NELY FROM A POINT ON WLINE SE1/4 DISTANT 1148.88FT DUE N OFSW COR SE1/4 TH NELY 75FT TH SELY 149.99 FT TO NWLY LINE RD TH SWLY ALONG RD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO IL |
| Minor Civil Division | CHERRY VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 3705 |
Source: Winnebago County records · APN 254D054
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3709 MILL RD, CHERRY VALLEY, IL 61016-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK |
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2006 · Amount on Record |
| Deed Sale | Mar 31, 2006 · Amount on Record |
| Deed Doc Number | 2006618820 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3709 MILL RD, CHERRY VALLEY, IL 61016-9769 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015618 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2315618 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3709 MILL RD, CHERRY VALLEY, IL 61016-9769 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011628 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2211628 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 08, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,043.00 | $49,008 (+25.8%) Land $11,484 Building $37,524 | $147,024 (+25.8%) Land $34,452 Building $112,572 |
| 2022 | Homeowner's exemption | $38,956 Land $8,799 Building $30,157 | $116,868 Land $26,397 Building $90,471 |
3709 Mill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 30th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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