3737 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3737 Mill Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2025)
Tax Bill	$2,957 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-404-005`

Property Details

APN / Parcel Number

Primary APN	`16-02-404-005`
Alternative APN	`254D057`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Gross Area
1st Floor Area	1,332 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	254D057
Street Address	3737 MILL RD
City	CHERRY VALLEY
State	IL
Zip	61016-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BEG 598.23 FT NELY FROM A POINT ON W LINE SE1/4 DISTANT 1148.88 FT DUE N OFSW COR SE1/4 TH NELY 75 FT TH SELY 149.78 FT TO
Legal Township	02N
Legal Section	02
Legal Block	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1017
Census Tract	3705

Owner

Source: Winnebago County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3737 MILL RD, CHERRY VALLEY, IL 61016-9101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Apr 10, 2024	Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA
Jan 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Sep 10, 2024 · Amount on Record
Deed Document Number	2533831
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 30, 2025
Property Address	3737 MILL RD, CHERRY VALLEY, IL 61016-9101
Document Number	0000033831
Instrument Date	Dec 29, 2025
Instrument	2533831
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3737 MILL RD, CHERRY VALLEY, IL 61016-9101

Mortgage

Document Number	0000033832
Date	Dec 30, 2025
Instrument	2533832

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

Mortgage

Document Number	0000033833
Date	Dec 30, 2025
Instrument	2533833

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2056

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 10, 2024
Property Address	3737 MILL RD, CHERRY VALLEY, IL 61016-9101
Document Number	0000007875
Map Reference	BK400 PG258
Instrument Date	Apr 2, 2024
Instrument	2407875
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 N POTSDAM AVE, SIOUX FALLS, SD 57104-7048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 12, 2018
Property Address	3737 MILL RD, CHERRY VALLEY, IL 61016-9101
Document Number	0001001310
Instrument Date	Jan 2, 2018
Instrument	1001310
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3737 MILL RD CHERRY VALLEY IL 610169101, CHERRY VALLEY, IL 61016-9101

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,957.00	$39,301 (+11.3%) Land $10,388 Building $28,913	$117,903 (+11.3%) Land $31,164 Building $86,739
2022	Homeowner's exemption	$35,311 Land $8,213 Building $27,098	$105,933 Land $24,639 Building $81,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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