3708 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3708 Mill Rd, Cherry Valley, IL 61016 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 1961
Lot Size1.76 acres (76,666 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Oct 2020)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-02-451-005

Property Details

APN / Parcel Number

Primary APN16-02-451-005
Alternative APN
  • 254D019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,822 sqft Living Area
1st Floor Area1,822 sqft
Basement Area1,822 sqft
Finished Basement1,822 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Construction TypeFrame
Roof MaterialAsphalt
Lot Area76,666 sqft (1.76 acres)
Garage Area672 sqft
DrivewayDriveway
Driveway Area323 sqft
Deck Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Old Parcel Number254D019
Street Address3708 MILL RD
CityCHERRY VALLEY
StateIL
Zip61016-9768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARTIN HAWKINSON COS SUB MERRITT FARMPT SE1/4 SEC 2-43-2 412.2 FT ON N+S LINES WLY PT LOT 016
Legal Range02
Legal Township43
Legal Section02
Legal SubdivisionMARTIN HAWKINSON COS SUB
Legal Lot Number16
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group5
Census Block5003
Census Tract3705

Owner

Source: Winnebago County records · APN 16-02-451-005

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3708 MILL RD, CHERRY VALLEY, IL 61016-9768
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 29, 2020Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleOct 02, 2013
Deed Document Number2033066
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3708 MILL RD, CHERRY VALLEY, IL 61016-9768
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028859
DateAug 16, 2021
Instrument2128859
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 29, 2020
Property Address3708 MILL RD, CHERRY VALLEY, IL 61016-9768
Document Number0001033066
Instrument DateOct 28, 2020
Instrument1033066
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyNLT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4403 GAYLE DR WOODSTOCK IL 600987521, WOODSTOCK, IL 60098-7521

Mortgage

Document Number1033067
DateOct 29, 2020
Instrument1033067
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2050

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$58,165 Land $9,865 Building $48,300$174,495 Land $29,595 Building $144,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010037055, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1999)
Most Recent ClaimJun 1999, river or lake flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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