3685 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3685 Mill Rd, Cherry Valley, IL 61016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1994
Square Footage2,160 sqft Living Area
Lot Size33,106 sqft (0.76 acres)
OccupancyOwner Occupied
Last Sale$81,000 (2011)
Tax Bill$3,471.00 (2025)

Owner

Source: Winnebago County records · APN 254D063

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3685 MILL RD, CHERRY VALLEY, IL 61016-9769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2011 · Amount on Record
Deed SaleDec 13, 2011 · Amount on Record
Deed Doc Number201120121009384
Record RefreshedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3685 MILL RD, CHERRY VALLEY, IL 61016-9769
Document Number0001020173
Instrument DateJul 09, 2018
Transaction TypeMortgage
Record UpdatedAug 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3685 MILL RD CHERRY VALLEY IL 610169769, CHERRY VALLEY, IL 61016-9769

Mortgage

Document Number0001020173
DateJul 17, 2018
Instrument1020173
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 16, 2048

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,471.00$55,046 (+28.83%) Land $17,227 Building $37,819$165,138 (+28.83%) Land $51,681 Building $113,457
2022Homeowner's exemption$42,726 Land $10,677 Building $32,049$128,178 Land $32,031 Building $96,147

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN254D063
Alternative APN
  • 1602404010

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area2,160 sqft Living Area
1st Floor632 sqft 1st Floor
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area33,106 sqft (0.76 acres)
Garage Area264 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number254D063
Street Address3685 MILL RD
CityCHERRY VALLEY
StateIL
Zip61016-9769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEGN AT A POINT 973.23FT NELY FROM A POINT ON W LINE SE1/4 DIST 1148.88FT DUE N OF SW COR SE1/4 TH
Legal Block2
Legal Lot Number2
JurisdictionWINNEBAGO IL
Minor Civil DivisionCHERRY VALLEY
Census Blockgroup1
Census Block1017
Census Tract3705

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