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3738 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3738 Mill Rd, Cherry Valley, IL 61016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,128 sqft Living Area
Lot Size14,941 sqft (0.343 acres)
OccupancyOwner Occupied
Last Sale$86,500 (2020)
Tax Bill$2,199.00 (2025)

Property Details

APN / Parcel Number

Primary APN254D015A
Alternative APN
  • 1602451028

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,128 sqft Living Area
1st Floor1,128 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area14,941 sqft (0.343 acres)
Garage Area240 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3738 MILL RD
CityCHERRY VALLEY
StateIL
Zip61016-9768
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMARTIN HAWKINSON COS SUB OF MERRITT FARM PT SE1/4 SEC 2-43-2 BEG PT 88.5 FTNELY OF SW COR LT 15 NE 80.92 FT SE 173.65 FT SW 76.47 FT NW 193.54 FT NW 20
Legal Range2
Legal Township43
Legal Section2
Legal SubdivisionMARTIN HAWKINSON COS SUB OF MERRITT FARM
Legal Lot Number15
JurisdictionWINNEBAGO IL
Minor Civil DivisionCHERRY VALLEY
Census Blockgroup5
Census Block5003
Census Tract3705

Owner

Source: Winnebago County records · APN 254D015A

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3738 MILL RD, CHERRY VALLEY, IL 61016-9768
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2022Intrafamily Transfer, Transfer
Sep 08, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2020 · Amount on Record
Deed SaleSep 08, 2020 · Amount on Record
Prior SaleDec 07, 2016 · Amount on Record
Deed Doc Number202026181
Last Transfer DateSep 08, 2022
Transfer Doc0000028212
Record RefreshedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNEBAGO IL
Recording DateSep 02, 2022
Property Address3738 MILL RD, CHERRY VALLEY, IL 61016-9768
Document Number0000027352
Map ReferenceBK22 PG82
Instrument DateAug 30, 2022
Instrument2227352
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3738 MILL RD, CHERRY VALLEY, IL 61016-9768

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 08, 2020
Property Address3738 MILL RD, CHERRY VALLEY, IL 61016-9768
Document Number0001026181
Instrument DateAug 28, 2020
Instrument1026181
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3738 MILL RD CHERRY VALLEY IL 610169768, CHERRY VALLEY, IL 61016-9768

Mortgage

Document Number1026182
DateSep 08, 2020
Instrument1026182
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 07, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Mortgage

Document Number1026183,
DateSep 08, 2020
Instrument1026183
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,199.00$37,080 (+22.32%) Land $11,484 Building $25,596$111,240 (+22.32%) Land $34,452 Building $76,788
2022Homeowner's exemption$30,315 Land $7,648 Building $22,667$90,945 Land $22,944 Building $68,001

Flood & Wildfire

3738 Mill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 30th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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