370 Elderberry Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 370 Elderberry Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	3,742 sqft · built 2023
Lot Size	2.08 acres (91,040 sqft)
Owner	Individual on Record
Last Sale	$250,000 (Oct 2022)
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Oct 2022 Sale Apr 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78830`

Property Details

APN / Parcel Number

Primary APN	`78830`
Alternative APNs	`18590638942300000` `73044`

Interior

Building Area	3,742 sqft Heated Area
Basement Area	1,545 sqft
Finished Basement	1,545 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	91,040 sqft (2.08 acres)
Porch	Open Porch
Deck Area	562 sqft
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	78830
Street Address	370 ELDERBERRY RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8237
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PARCEL B PLAT-RALPH
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1007
Census Tract	930100

Owner

Source: Avery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	10702 WHITEWIND CIR, BOYNTON BEACH, FL 33473-7885
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer
Apr 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 10, 2019	Warranty Deed, Construction Loan · Construction Mortgage ELDER MARY G TRUST (RT)
Sep 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 31, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	0000583756
Deed Book / Page	583 / 756
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 28, 2022
Property Address	370 ELDERBERRY RIDGE RD, BEECH MOUNTAIN, NC 28604-8237
Document Number	0000006219
Book / Page	583 / 756
Instrument Date	Oct 27, 2022
Instrument	2022006219
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7323 SWANSEA LN, CORNELIUS, NC 28031-8697

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10702 WHITEWIND CIR, BOYNTON BEACH, FL 33473-7885

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Apr 27, 2020
Property Address	ELDERBERRY RIDGE RD, BANNER ELK, NC 28604
Document Number	0005421864
Book / Page	000542 / 001864
Instrument Date	Apr 24, 2020
Instrument	1916
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7323 SWANSEA LN CORNELIUS NC 280318697, CORNELIUS, NC 28031-8697

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	May 10, 2019
Property Address	ELDERBERRY RIDGE RD, BANNER ELK, NC 28604
Document Number	0005310046
Book / Page	000531 / 000046
Instrument Date	May 10, 2019
Instrument	1872
Transaction Type	Construction Loan
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1764 BANNER ELK NC 286041764, BANNER ELK, NC 28604-1764

Mortgage

Document Number	5310052
Date	May 10, 2019
Book Page	000531/000052
Instrument	1873

Lender

Name	ELDER MARY G TRUST (RT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2020

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 7, 2018
Property Address	ELDERBERRY RIDGE RD, BANNER ELK, NC 28604
Document Number	0005240628
Book / Page	000524 / 000628
Instrument Date	Jul 14, 2018
Instrument	4799
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 DOBBINS RD BANNER ELK NC 286049654, BANNER ELK, NC 28604-9654

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AVERY NC
Recording Date	Aug 31, 2018
Property Address	ELDERBERRY RIDGE RD, BANNER ELK, NC 28604
Document Number	0005240041
Book / Page	000524 / 000041
Instrument Date	Jul 14, 2018
Instrument	4690
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 WILLOWBROOK PL BERMUDA RUN NC 270068400, BERMUDA RUN, NC 27006-8400

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,001.00 (+66.83%)	$250,300 (+66.87%) Land $150,000 Building $100,300	$250,300 (+66.87%) Land $150,000 Building $100,300
2023	$600.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Elderberry Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures