227 Elderberry Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 227 Elderberry Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 3 ba · 3,216 sqft · built 1991
Lot Size3.5 acres (152,460 sqft)
Owner2 Individuals on Record
Tax Bill$3,361 (2025)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone X (minimal risk)
APN73924

Property Details

APN / Parcel Number

Primary APN73924
Alternative APN
  • 18590638064800000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,216 sqft Heated Area
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces7 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area152,460 sqft (3.5 acres)
Garage TypeAttached
Garage Area576 sqft
Deck Area1,056 sqft
Patio Area1,056 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number73924
Street Address227 ELDERBERRY RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8258
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionPLAT 41-308
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1004
Census Tract930100

Owner

Source: Avery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing AddressPO BOX 14457, N PALM BEACH, FL 33408-0457
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMar 12, 2010
Last Transfer DateSep 25, 2020
Transfer Doc0005490868
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 25, 2020
Property Address227 ELDERBERRY RIDGE RD, BEECH MOUNTAIN, NC 28604-8258
Document Number0005490868
Book / Page000549 / 000868
Instrument DateSep 24, 2020
Instrument5146
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 14457 NORTH PALM BEACH FL 334080457, NORTH PALM BEACH, FL 33408-0457

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,361.00$840,300 (-) Land $225,000 Building $615,300$840,300 (-) Land $225,000 Building $615,300
2023$3,361.00 (-4.6%)$840,300 (-) Land $225,000 Building $615,300$840,300 (-) Land $225,000 Building $615,300
2022$3,523.00$840,300 Land $225,000 Building $615,300$840,300 Land $225,000 Building $615,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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