224 Elderberry Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 224 Elderberry Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 4 ba · 3,626 sqft · built 1996
Lot Size0.88 acres (38,333 sqft)
OwnerCompany Name on File
Last Sale$1,050,000 (Dec 2025)
Tax Bill$2,928 (2025)
Deeds & MortgagesDec 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN65583

Property Details

APN / Parcel Number

Primary APN65583
Alternative APN
  • 18590638139700000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,626 sqft Heated Area
Basement Area1,454 sqft
Finished Basement1,454 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialComposition/Composite
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area38,333 sqft (0.88 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area176 sqft
Deck Area440 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number65583
Street Address224 ELDERBERRY RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8258
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionELDER RIDGE LOT 9 PLAT 34-70
Legal SubdivisionELDER RIDGE
Legal Lot Number9
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1007
Census Tract930100

Owner

Source: Avery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address109 REDFERN DR, CARY, NC 27518-8610
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleDec 15, 2015 · Amount on Record
Deed Document Number2025005334
Deed Book / Page615 / 1483
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateDec 10, 2025
Property Address224 ELDERBERRY RIDGE RD, BEECH MOUNTAIN, NC 28604-8258
Document Number0000005334
Book / Page615 / 1483
Map ReferenceMB 34 PG 70
Instrument DateDec 4, 2025
Instrument2025005334
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2630 SUN COVE LN, WEST PALM BEACH, FL 33410-5248

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 REDFERN DR, CARY, NC 27518-8610

Mortgage

Document Number0006151486
DateDec 10, 2025
Instrument615/1486
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,928.00$732,000 (-) Land $150,000 Building $582,000$732,000 (-) Land $150,000 Building $582,000
2023$2,928.00$732,000 (-) Land $150,000 Building $582,000$732,000 (-) Land $150,000 Building $582,000
2022$2,928.00$732,000 Land $150,000 Building $582,000$732,000 Land $150,000 Building $582,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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