Avery County property record for 145 Elderberry Ridge Rd, Beech Mountain, NC 28604
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 5 bd · 7 ba · 11,069 sqft · built 2001 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $947,000 (Aug 2013) |
| Tax Bill | $33,405 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62582 |
| Primary APN | 62582 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 11,069 sqft Heated Area |
| Flooring | Slate |
| Interior Walls | Custom/Decorative |
| Fireplaces | 8 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 140,699 sqft (3.23 acres) |
| Garage Type | Mixed |
| Garage Area | 2,209 sqft |
| Porch | Open Porch |
| Porch Area | 1,628 sqft |
| Patio Area | 1,799 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 62582 |
|---|---|
| Street Address | 145 ELDERBERRY RIDGE RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8091 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | TRACT 1&2 COMBINED PLAT 34-68 |
| Legal Tract | 1-2 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1905 LAKE MARKHAM PRESERVE TRL, SANFORD, FL 32771-8103 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2013 · Amount on Record |
| Deed Sale | Aug 14, 2013 · Amount on Record |
| Prior Sale | Oct 18, 2011 · Amount on Record |
| Deed Document Number | 0004771282 |
| Deed Book / Page | 477 / 1282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 145 ELDERBERRY RIDGE RD, BEECH MOUNTAIN, NC 28604-8091 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000629 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 572/1662 |
| Instrument | 2022000629 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Beech Mountain Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,405.00 (+162.49%) | $3,181,500 (-) Land $225,000 Building $2,956,500 | $3,181,500 (-) Land $225,000 Building $2,956,500 |
| 2023 | $12,726.00 | $3,181,500 (-) Land $225,000 Building $2,956,500 | $3,181,500 (-) Land $225,000 Building $2,956,500 |
| 2022 | $12,726.00 | $3,181,500 Land $225,000 Building $2,956,500 | $3,181,500 Land $225,000 Building $2,956,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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