186 Elderberry Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 186 Elderberry Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 1,804 sqft · built 1999
Lot Size0.7 acres (30,492 sqft)
Owner2 Individuals on Record
Last Sale$280,000 (Jun 2015)
Tax Bill$1,897 (2025)
Flood ZoneZone X (minimal risk)
APN64793

Property Details

APN / Parcel Number

Primary APN64793
Alternative APN
  • 18590628934600000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,804 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialComposition/Composite
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Garage Area378 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area21 sqft
Deck Area558 sqft
Patio Area558 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number64793
Street Address186 ELDERBERRY RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8091
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionELDER RIDGE LOT 7 34 70
Legal SubdivisionELDER RIDGE
Legal Lot Number7,34,70 34
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1007
Census Tract930100

Owner

Source: Avery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address215 ALLAN LN, MELBOURNE BCH, FL 32951-3065
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2015 · Amount on Record
Deed SaleJun 12, 2015 · Amount on Record
Deed Document Number0000492642
Deed Book / Page492 / 642
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,897.00$474,400 (-) Land $150,000 Building $324,400$474,400 (-) Land $150,000 Building $324,400
2023$1,897.00$474,400 Land $150,000 Building $324,400$474,400 Land $150,000 Building $324,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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