Owen County property record for 370 E Morgan St, Spencer, IN 47460
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,348 sqft · built 1940 |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,312 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.244-028 |
| Primary APN | 60-10-21-300-400.244-028 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,348 sqft Total Area |
| 1st Floor Area | 3,348 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 19,036 sqft (0.437 acres) |
| Lot Dimensions | 136 ft deep x 140 ft wide |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Account Number | 00001034966 |
|---|---|
| Street Address | 370 E MORGAN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1430 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | IN SW S21 T10 R3 .50A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 21 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 955800 |
370 E Morgan St, a commercial property, is owned by a company that acquired it in February 2026.
Source: Owen County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 138 CEDAR LN, SPENCER, IN 47460-6008 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 |
| Deed Sale | Feb 2, 2026 |
| Prior Sale | Oct 25, 2013 · Amount on File |
| Deed Document Number | 2026242589 |
| Transfer Doc | 0001717440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Feb 2, 2026 |
| Property Address | 370 E MORGAN ST, SPENCER, IN 47460-1430 |
| Document Number | 0000242589 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 242589 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 CEDAR LN, SPENCER, IN 47460-6008 |
| Document Number | 0000242590 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 242590 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 370 E Morgan St was $2,312, up 5.5% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,312.00 (+5.47%) | $115,100 (+15.79%) Land $55,600 Building $59,500 | $115,100 (+15.79%) Land $55,600 Building $59,500 |
| 2024 | $2,192.00 (-15.3%) | $99,400 (-10.13%) Land $55,600 Building $43,800 | $99,400 (-10.13%) Land $55,600 Building $43,800 |
| 2023 | $2,588.00 (-8.42%) | $110,600 Land $67,200 Building $43,400 | $110,600 Land $67,200 Building $43,400 |
| 2022 | $2,826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 370 E Morgan St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1993–2025) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 370 E Morgan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Indiana REMC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures