Owen County property record for 403 E Morgan St, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,850 sqft · built 1949 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,100 (Sep 2023) |
| Tax Bill | $4,856 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.249-028 |
| Primary APN | 60-10-21-300-400.249-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 2,850 sqft |
| Basement Area | 1,425 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 134 ft deep x 102 ft wide |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001035022 |
|---|---|
| Street Address | 403 E MORGAN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARKS LOT 22 WARKS W 1/2 LOT 23 WARKS E 1/2 LOT 23. |
| Legal Subdivision | WARKS ADDITION |
| Legal Lot Number | 22,23 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 E MORGAN ST, SPENCER, IN 47460-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2015 · Amount on Record |
| Deed Document Number | 2023234384 |
| Record Updated | Sep 20, 2026 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,856.00 (+19.22%) | $241,700 (+34.5%) Land $45,500 Building $196,200 | $241,700 (+34.5%) Land $45,500 Building $196,200 |
| 2024 | $4,073.00 (-3.16%) | ||
| 2023 | $4,206.00 (-14.23%) | $179,700 Land $49,000 Building $130,700 | $179,700 Land $49,000 Building $130,700 |
| 2022 | $4,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1993–2025) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Indiana REMC.
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