Owen County property record for 279 E Morgan St, Spencer, IN 47460
| Property Type | Bank, Financial Building |
|---|---|
| Details | 6,032 sqft · built 1972 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,163 (2025) |
| Deeds & Mortgages | Nov 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.224-028 |
| Primary APN | 60-10-21-300-400.224-028 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,032 sqft Total Area |
| 1st Floor Area | 6,032 sqft |
| Basement Area | 480 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 17,119 sqft (0.393 acres) |
| Lot Dimensions | 136 ft deep x 126 ft wide |
| Canopy | 72 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 00001034813 |
|---|---|
| Street Address | 279 E MORGAN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1427 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | SPENCER LOT 25 SPENCER LOT 26 |
| Legal Lot Number | 25,26 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 W GATE DR, ODON, IN 47562-5617 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 |
| Deed Sale | Nov 16, 2021 |
| Deed Document Number | 2021227202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Nov 16, 2021 |
| Property Address | 279 E MORGAN ST, SPENCER, IN 47460-1427 |
| Document Number | 227202 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 227202 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 1, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 W GATE DR, ODON, IN 47562-5617 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,163.00 (+17%) | $356,500 (+13.97%) Land $51,900 Building $304,600 | $356,500 (+13.97%) Land $51,900 Building $304,600 |
| 2024 | $6,122.00 (-16.38%) | ||
| 2023 | $7,321.00 (-10.73%) | $312,800 Land $60,500 Building $252,300 | $312,800 Land $60,500 Building $252,300 |
| 2022 | $8,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1993–2025) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Indiana REMC.
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