Owen County property record for 385 E Morgan St, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,760 sqft · built 1922 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.243-028 |
| Primary APN | 60-10-21-300-400.243-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Attic | Attic |
| Attic Area | 2,760 sqft |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 134 ft deep x 66 ft wide |
| Terrain | High |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001034972 |
|---|---|
| Street Address | 385 E MORGAN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARKS PT LOT 15 |
| Legal Subdivision | WARKS ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1090 STATE ROAD 39 BYP S, MARTINSVILLE, IN 46151-2456 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 |
| Deed Sale | Apr 5, 2021 |
| Prior Sale | Jun 30, 2015 · Amount on Record |
| Deed Document Number | 2021224283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Apr 5, 2021 |
| Property Address | 385 E MORGAN ST, SPENCER, IN 47460-1429 |
| Document Number | 0000224283 |
| Map Reference | MB 66 PG 282 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 224283 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1090 STATE ROAD 39 BYP S, MARTINSVILLE, IN 46151-2456 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,151.00 (+8.73%) | $164,600 (+25.36%) Land $35,100 Building $129,500 | $164,600 (+25.36%) Land $35,100 Building $129,500 |
| 2024 | $2,898.00 (+10.36%) | ||
| 2023 | $2,626.00 (-12.17%) | $131,300 (-10.01%) Land $31,700 Building $99,600 | $131,300 (-10.01%) Land $31,700 Building $99,600 |
| 2022 | $2,990.00 | $145,900 Land $31,700 Building $114,200 | $145,900 Land $31,700 Building $114,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1993–2025) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Indiana REMC.
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