330 E Morgan St, Spencer, IN 47460 Property Records

Owen County property record for 330 E Morgan St, Spencer, IN 47460

Property Summary

Property TypeCommercial
Details3 bd · 1 ba · 2,210 sqft · built 2013
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$650,000 (Feb 2026)
Tax Bill$1,197 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN60-10-21-300-400.235-028

Property Details

APN / Parcel Number

Primary APN60-10-21-300-400.235-028
Alternative APN
  • 00001037446

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,210 sqft Total Area
1st Floor Area2,210 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions135 ft deep x 50 ft wide
TerrainHigh

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001037446
Street Address330 E MORGAN ST
CitySPENCER
StateIN
Zip47460-1430
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionFLETCHERS ADD E 1/3 LOT 29 FLETCHERS ADD E 1/3 LOT 30 FLETCHERS ADD E 1/3 LOT 31
Legal SubdivisionFLETCHERS ADDITION
Legal Lot Number29,30
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4024
Census Tract955800

Owner

330 E Morgan St, a commercial property, is owned by a company that bought it in February 2026.

Source: Owen County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address138 CEDAR LN, SPENCER, IN 47460-6008
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2026 · Amount on File
Deed SaleFeb 2, 2026 · Amount on File
Prior SaleOct 25, 2013 · Amount on File
Deed Document Number2026242589
Transfer Doc0001717440
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateFeb 2, 2026
Property Address330 E MORGAN ST, SPENCER, IN 47460-1430
Document Number0000242589
Instrument DateJan 30, 2026
Instrument242589
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CEDAR LN, SPENCER, IN 47460-6008

Mortgage

Document Number0000242590
DateFeb 2, 2026
Instrument242590
Lender
NameOWEN COUNTY STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 330 E Morgan St was $1,197, up 4% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,197.00 (+4%)$59,600 (+14.18%) Land $28,800 Building $30,800$59,600 (+14.18%) Land $28,800 Building $30,800
2024$1,151.00 (+79.56%)$52,200 (+90.51%) Land $28,800 Building $23,400$52,200 (+90.51%) Land $28,800 Building $23,400
2023$641.00 (-34.53%)$27,400 Land $4,300 Building $23,100$27,400 Land $4,300 Building $23,100
2022$979.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 330 E Morgan St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims49 (1993–2025)
Claims Outside the SFHA3 of 49
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 E Morgan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBBP WATER COMPANY
serves 9,903 people · EPA ID IN5260001
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: South Central Indiana REMC.

Nearby Properties on E Morgan St

Nearby Streets

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