370 Cross St, Napa, CA 94559 Property Records

Napa County property record for 370 Cross St, Napa, CA 94559

Property Summary

Property Type	Triplex
Lot Size	0.149 acres (6,520 sqft)
Owner	Owner Name on Record
Last Sale	$559,000 (Jan 2006)
Tax Bill	$9,418 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`005-113-003-000`

Property Details

APN / Parcel Number

Primary APN	`005-113-003-000`
Alternative APN	`00511303`

Exterior

Lot Area	6,520 sqft (0.149 acres)

Location & Zoning

Old Parcel Number	00511303
Street Address	370 CROSS ST
City	NAPA
State	CA
Zip	94559-3840
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RT 5
Legal Description	SUBD:NAPA ABAJO SUB
Legal Subdivision	NAPA ABAJO SUB
Legal Block	A
Legal Lot Number	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3020
Census Tract	200202

Owner

Source: Napa County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	370 CROSS ST, NAPA, CA 94559-3840
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2006 · Amount on Record
Deed Sale	Jan 6, 2006 · Amount on Record
Prior Sale	Jul 8, 2004
Deed Document Number	2006R0000500
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	370 CROSS ST, NAPA, CA 94559-3840
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 CROSS ST, NAPA, CA 94559-3840

Mortgage

Document Number	0000009656
Date	May 11, 2022
Instrument	2022-0009656

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Napa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,418.00 (+5.09%)	$763,902 (+4.04%) Land $409,967 Building $353,935
2023	$8,962.00 (+1.38%)	$734,242 Land $394,049 Building $340,193
2022	$8,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	24 (1983–2006)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Feb 2006 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims Severe Storms & Flooding, Feb 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20