Napa County property record for 358 Cross St, Napa, CA 94559
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,119 sqft · built 1912 |
| Lot Size | 0.091 acres (3,998 sqft) |
| Owner | Trust Name on File |
| Last Sale | $910,000 (Sep 2018) |
| Tax Bill | $12,671 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 005-113-004-000 |
| Primary APN | 005-113-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,119 sqft Total Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 3,998 sqft (0.091 acres) |
| Old Parcel Number | 00511304 |
|---|---|
| Street Address | 358 CROSS ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3840 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RT 5 |
| Legal Description | SUBD:NAPA ABAJO SUB |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 200202 |
Source: Napa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1515 BANKS AVE, NAPA, CA 94559-1549 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 18, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Sep 24, 2020 |
| Deed Document Number | 0000018267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 358 CROSS ST, NAPA, CA 94559-3840 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 358 CROSS ST, NAPA, CA 94559-3840 |
| Document Number | 0000018647 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-0018647 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 358 CROSS ST, NAPA, CA 94559-3840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000011130 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-0011130 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Sep 24, 2020 |
| Property Address | 358 CROSS ST, NAPA, CA 94559-3840 |
| Document Number | 0000024513 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 24513 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 358 CROSS ST NAPA CA 945593840, NAPA, CA 94559-3840 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Sep 24, 2020 |
| Property Address | 358 CROSS ST, NAPA, CA 94559-3840 |
| Document Number | 0000024512 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 24512 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 587 JEFFERSON ST NAPA CA 945593236, NAPA, CA 94559-3236 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Sep 18, 2018 |
| Property Address | 358 CROSS ST, NAPA, CA 94559-3840 |
| Document Number | 0000018267 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 18267 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,001.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 358 CROSS ST NAPA CA 945593840, NAPA, CA 94559-3840 |
| Document Number | 18268 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 18268 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2048 |
Source: Napa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,671.00 (+4.01%) | $1,015,118 (+4.04%) Land $446,205 Building $568,913 |
| 2023 | $12,183.00 (+1.49%) | $975,701 Land $428,879 Building $546,822 |
| 2022 | $12,004.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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