Napa County property record for 331 Cross St, Napa, CA 94559
| Property Type | Triplex |
|---|---|
| Details | 2 bd · 1 ba · 782 sqft · built 1893 |
| Lot Size | 0.204 acres (8,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Mar 2019) |
| Tax Bill | $12,343 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 005-112-010-000 |
| Primary APN | 005-112-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 782 sqft Total Area |
| Year Built | Built 1893 |
|---|---|
| Construction Type | Wood |
| Lot Area | 8,890 sqft (0.204 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 00511210 |
|---|---|
| Street Address | 331 CROSS ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3839 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RT 5 |
| Legal Description | SUBD:NAPA ABAJO SUB |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 200202 |
Source: Napa County records · APN 005-112-010-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4225 SOLANO AVE, NAPA, CA 94558-1611 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage UMPQUA BANK |
| Mar 15, 2019 | Grant Deed, Transfer · Conventional Mortgage CONVENTUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Deed Document Number | 2019-0004236 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 331 CROSS ST, NAPA, CA 94559-3839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TPL |
| Name | Verified Name |
|---|---|
| Address | 4225 SOLANO AVE 531, 531, NAPA, CA 94558-1611 |
| Document Number | 0000030602 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-0030602 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | NAPA, CA 94559 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Mar 15, 2019 |
| Property Address | 331 CROSS ST, NAPA, CA 94559-3839 |
| Document Number | 0000004236 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 4236 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3112 DRY CREEK RD NAPA CA 945589722, NAPA, CA 94558-9722 |
| Document Number | 4237 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 4237 |
| Name | CONVENTUS LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 4239, |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 4239 |
| Name | MUNRO FAMILY TRUST (PT) |
|---|
| Amount | Amount Recorded |
|---|
Source: Napa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,343.00 (+4.51%) | $892,410 (+4.04%) Land $446,205 Building $446,205 |
| 2023 | $11,810.00 (+1.21%) | $857,758 Land $428,879 Building $428,879 |
| 2022 | $11,669.00 |
Source: FEMA National Flood Hazard Layer as of June 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 440 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NAPA serves 84,804 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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