Napa County property record for 343 Cross St, Napa, CA 94559
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 12 bd · 6 ba · 5,760 sqft · built 1972 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $9,558 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Sep 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 005-112-009-000 |
| Primary APN | 005-112-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 5,760 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Old Parcel Number | 005-112-009 |
|---|---|
| Street Address | 343 CROSS ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3839 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RT5 |
| Legal Description | NAPA ABAJO LOT 6 BLOCK 3 |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 200202 |
343 Cross St, a residential property, is held in a trust since December 2017.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1035 PINE ST, NAPA, CA 94559-3820 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Sep 11, 2018 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Dec 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 1995 |
| Deed Sale | Mar 3, 1995 |
| Deed Document Number | 19954933 |
| Last Transfer Date | Dec 15, 2017 |
| Transfer Doc | 0000028338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 343 CROSS ST, NAPA, CA 94559-3839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013392 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 2017-0013392 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 343 CROSS ST, NAPA, CA 94559-3839 |
| Document Number | 0000001210 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 343 CROSS ST NAPA CA 945593839, NAPA, CA 94559-3839 |
| Document Number | 0000001210 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 1210 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97228-5308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Dec 26, 2017 |
| Property Address | 343 CROSS ST, NAPA, CA 94559-3839 |
| Document Number | 0000028338 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 28338 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1035 PINE ST NAPA CA 945593820, NAPA, CA 94559-3820 |
The 2026 property tax bill for 343 Cross St was $9,558, up 2.4% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,558.00 (+2.41%) | $512,547 (+2%) Land $122,835 Building $389,712 | $512,547 Land $122,835 Building $389,712 |
| 2025 | $9,333.00 | $502,498 Land $120,427 Building $382,071 | |
| 2023 | $8,677.00 (+3.08%) | $482,987 Land $115,751 Building $367,236 | |
| 2022 | $8,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 343 Cross St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 343 Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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