Napa County property record for 394 Cross St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,269 sqft · built 1895 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $699,000 (Oct 2012) |
| Tax Bill | $11,948 (2025) |
| Deeds & Mortgages | May 2021 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 005-113-001-000 |
| Primary APN | 005-113-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,269 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 00511301 |
|---|---|
| Street Address | 394 CROSS ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT 5 |
| Legal Description | SUBD:NAPA ABAJO SUB |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 200202 |
Source: Napa County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 394 CROSS ST, NAPA, CA 94559-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 20, 2021 | Intrafamily Transfer, Transfer |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2012 · Amount on Record |
| Deed Sale | Oct 15, 2012 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Document Number | 0000027290 |
| Last Transfer Date | May 20, 2021 |
| Transfer Doc | 0000017500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | May 20, 2021 |
| Property Address | 394 CROSS ST, NAPA, CA 94559-3840 |
| Document Number | 0000017500 |
| Map Reference | MB D PG 110 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021-0017500 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 394 CROSS ST, NAPA, CA 94559-3840 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 394 CROSS ST, NAPA, CA 94559-3840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 394 CROSS ST, NAPA, CA 94559-3840 |
| Document Number | 0000025052 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0025052 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Napa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,948.00 (+5.23%) Homeowner's exemption | $996,543 (+4.04%) Land $277,065 Building $719,478 |
| 2023 | $11,354.00 (+1.27%) Homeowner's exemption | $957,848 Land $266,307 Building $691,541 |
| 2022 | $11,212.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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