370 Caverns Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 370 Caverns Rd, Howes Cave, NY 12092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1850
Square Footage1,148 sqft Living Area
Lot Size60,548 sqft (1.39 acres)
GarageDetached, 528 sqft
OccupancyOwner Occupied
Tax Bill$3,590.00 (2025)

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 58.-1-3.1

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address370 CAVERNS RD, HOWES CAVE, NY 12092-1813
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,590.00 (+22.48%)$79,000 (-) Land $12,000 Building $67,000$161,224 (+16.33%) Land $24,490 Building $136,734
2023$79,000 Land $12,000 Building $67,000$138,596 Land $21,053 Building $117,543
2020$2,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN432689 58.-1-3.1
Alternative APNs
  • 268905800000010030010000
  • 435J100509

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,148 sqft Living Area
1st Floor796 sqft 1st Floor
2nd Floor352 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area60,548 sqft (1.39 acres)
Lot Width221 ft Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area528 sqft Garage
Shed1 Shed
Shed Area308 sqft Shed
Pole StructurePole Structure

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number435J100509
Street Address370 CAVERNS RD
CityHOWES CAVE
StateNY
Zip12092-1813
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE & BLDGS
Legal Block1
Legal Lot Number3.001
JurisdictionSCHOHARIE NY
Minor Civil DivisionCOBLESKILL
Census Blockgroup2
Census Block2019
Census Tract740200

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