Schoharie County and Cobleskill Town property record for 338 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Architecture Style | Mobile Home |
| Year Built | Built 1986 |
| Square Footage | 980 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $60,000 (2021) |
| Tax Bill | $1,572.00 (2025) |
| Primary APN | 432689 58.-1-2 |
|---|---|
| Alternative APNs |
|
| Building Area | 980 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Mobile Home Style |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 130 ft x 100 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 80 sqft Porch |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Account Number | 435J100038 |
|---|---|
| Street Address | 338 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 58.-1-2
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 338 CAVERNS RD, HOWES CAVE, NY 12092-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage NEWREZ LLC |
| Sep 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Deed Doc Number | 2021785395 |
| Deed Book / Page | 1132 / 241 |
| Prior Transfer Date | Mar 08, 2011 |
| Prior Transfer Doc | 0000000914/000000019 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 05, 2023 |
| Property Address | 338 CAVERNS RD, HOWES CAVE, NY 12092-1813 |
| Document Number | 001202/213 |
| Book / Page | 1202 / 213 |
| Instrument Date | Dec 04, 2023 |
| Instrument | 823568 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 338 CAVERNS RD, HOWES CAVE, NY 12092-1813 |
| Document Number | 0000823569 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 823569 |
| Name | NEWREZ LLC |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 29, 2021 |
| Property Address | 338 CAVERNS RD, HOWES CAVE, NY 12092-1813 |
| Document Number | 001147/249 |
| Book / Page | 1147 / 249 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 796496 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5617 ORANGE AVE, PORT ORANGE, FL 32127-6226 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,572.00 (+13.5%) | $34,600 (-) Land $7,600 Building $27,000 | $70,612 (+16.33%) Land $15,510 Building $55,102 |
| 2023 | $34,600 Land $7,600 Building $27,000 | $60,702 Land $13,333 Building $47,369 | |
| 2020 | $1,385.00 |
338 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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