341 Caverns Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 341 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1951
Square Footage	1,134 sqft Living Area
Lot Size	30,492 sqft (0.7 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2010)
Tax Bill	$4,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432689 57.-5-6`
Alternative APNs	`268905700000050060000000` `435J100446`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,134 sqft Living Area
1st Floor	756 sqft 1st Floor
Upper Floors	378 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod Style
Exterior Material	Wood Exterior
Lot Area	30,492 sqft (0.7 acres)
Depth X Width	360 ft x 270 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	380 sqft Garage
Porch	1 Porch
Porch Area	277 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Wood Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	435J100446
Street Address	341 CAVERNS RD
City	HOWES CAVE
State	NY
Zip	12092-1814
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE & GAR
Legal Block	5
Legal Lot Number	6.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	2
Census Block	2024
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 57.-5-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	341 CAVERNS RD, HOWES CAVE, NY 12092-1814
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Deed Book / Page	899 / 117
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (+19.69%)	$89,900 (-) Land $10,800 Building $79,100	$183,469 (+16.33%) Land $22,041 Building $161,428
2023		$89,900 Land $10,800 Building $79,100	$157,719 Land $18,947 Building $138,772
2020	$3,413.00

Flood & Wildfire

341 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.