Schoharie County and Cobleskill Town property record for 365 Caverns Rd, Howes Cave, NY 12092
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 1 ba · 1,950 sqft · built 1860 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,793 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-5-3 |
| Primary APN | 432689 57.-5-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 350 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 113,256 sqft (2.6 acres) |
| Lot Width | 440 ft Width |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100290 |
|---|---|
| Street Address | 365 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR |
| Legal Description | HOUSE BLDGS & TRL |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 88, COBLESKILL, NY 12043-0088 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 6, 2002 |
| Transfer Doc | 0726000067 |
| Record Updated | Jun 8, 2026 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,793.00 (+2.75%) | $127,500 (-) Land $15,000 Building $112,500 | $260,204 (+16.33%) Land $30,612 Building $229,592 |
| 2023 | $127,500 Land $15,000 Building $112,500 | $223,684 Land $26,316 Building $197,368 | |
| 2020 | $5,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| The Middleburgh Telephone Company Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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