Schoharie County and Cobleskill Town property record for 399 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1880 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 5,998,212 sqft (137 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,548.00 (2025) |
Source: Schoharie County and Cobleskill Town records · APN 432689 57.-2-11
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 HOLLAND DR, RENSSELAER, NY 12144-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2007 |
| Transfer Doc | 0000000829/000000022 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 07, 2025 |
| Property Address | 399 CAVERNS RD, HOWES CAVE, NY 12092-1814 |
| Document Number | 0001245/16 |
| Book / Page | 1245 / 16 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 830379 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 PROSPECT ST, SCHOHARIE, NY 12157-3206 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,548.00 (+14.68%) | $122,100 (-) Land $97,800 Building $24,300 | $249,184 (+16.33%) Land $199,592 Building $49,592 |
| 2023 | $122,100 Land $97,800 Building $24,300 | $214,211 Land $171,579 Building $42,632 | |
| 2020 | $4,838.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 432689 57.-2-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| 2nd Floor | 432 sqft 2nd Floor |
| Upper Floors | 192 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 5,998,212 sqft (137 acres) |
| Lot Width | 910 ft Width |
| Porch | 1 Porch |
| Porch Area | 128 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Wood Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100352 |
|---|---|
| Street Address | 399 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1814 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FARM & BLDGS |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 740200 |
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