37 Mountain Laurel, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 37 Mountain Laurel, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,544 sqft · built 1997
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Company Names on Record
Last Sale	$1,255,000 (Oct 2020)
Tax Bill	$11,952 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`790-011-31`

Property Details

APN / Parcel Number

Primary APN	`790-011-31`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	7,150 sqft (0.164 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	37 MOUNTAIN LAUREL
City	COTO DE CAZA
State	CA
Zip	92679-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13140 BLK LOT 29
Legal Subdivision	TRACT 13140
Legal Tract	13140
Legal Lot Number	29
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1010
Census Tract	32043

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CREDIT UNION
Nov 19, 2021	Intrafamily Transfer, Transfer
Oct 15, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Mar 31, 2016 · Amount on Record
Deed Document Number	2020575016
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000710423
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 4, 2026
Property Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Document Number	0000127193
Instrument Date	Apr 21, 2026
Instrument	2026127193
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000127193,
Date	May 4, 2026
Instrument	2026127193

Lender

Name	WESCOM CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 19, 2021
Property Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Document Number	0000710423
Map Reference	MB 719 PG 12-16
Instrument Date	Nov 19, 2021
Instrument	2021000710423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2020
Property Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Document Number	0000575016
Map Reference	MB 719 PG 12-16
Instrument Date	Sep 16, 2020
Instrument	2020000575016
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216

Mortgage

Document Number	0000575017
Date	Oct 15, 2020
Instrument	2020000575017

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	37 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Document Number	0000045431
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37 MOUNTAIN LAUREL TRABUCO CANYON CA 926794216, TRABUCO CANYON, CA 92679-4216

Mortgage

Document Number	0000045431
Date	Feb 1, 2017
Instrument	45431

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,385,621 (+2%) Land $822,862 Building $562,759
2025	$11,952.00 (+1.51%) Veteran's exemption	$1,358,452 (+4.04%) Land $806,727 Building $551,725
2024	$11,774.00 (+1.68%)
2023	$11,579.00 (+1.22%) Disabled Person's exemption Veteran's exemption	$1,305,702 Land $775,401 Building $530,301
2022	$11,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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