31 Mountain Laurel, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 31 Mountain Laurel, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,544 sqft · built 1997
Lot Size	0.162 acres (7,062 sqft)
Owner	Individual on Record
Last Sale	$1,080,000 (May 2018)
Tax Bill	$13,043 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`790-011-34`

Property Details

APN / Parcel Number

Primary APN	`790-011-34`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,544 sqft Living Area

Exterior

Year Built	Built 1997
Lot Area	7,062 sqft (0.162 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	31 MOUNTAIN LAUREL
City	TRABUCO CANYON
State	CA
Zip	92679-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13140 BLK LOT 32
Legal Subdivision	MAP 13140
Legal Tract	13140
Legal Lot Number	32
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1010
Census Tract	32043

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 11, 2018	Loan Modification, Mortgage MUFG UNION BK NA
May 25, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	2018000192681
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MOUNTAIN LAUREL, TRABUCO CYN, CA 92679-4216

Mortgage

Document Number	0000092559
Date	Mar 9, 2022
Instrument	2022000092559

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216

Mortgage

Document Number	0000600096
Date	Oct 23, 2020
Instrument	2020000600096

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Document Number	0000273948
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 MOUNTAIN LAUREL TRABUCO CANYON CA 926794216, TRABUCO CANYON, CA 92679-4216

Mortgage

Document Number	0000273948
Date	Jul 26, 2018
Instrument	273948

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2018
Property Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Document Number	0000192681
Map Reference	MB719 PG12-16
Instrument Date	May 10, 2018
Instrument	2018000192681
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FATCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 MOUNTAIN LAUREL, TRABUCO CANYON, CA 92679-4216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000192682
Date	May 25, 2018
Instrument	2018000192682

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Mortgage

Document Number	0000192683
Date	May 25, 2018
Instrument	2018000192683

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Rancho Santa Margarita City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,043.00 (+5.86%)	$1,291,360 (+6.01%) Land $681,245 Building $610,115
2023	$12,321.00 (+5.13%)	$1,218,104 Land $654,792 Building $563,312
2022	$11,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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