37 Loretta St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Woodbridge Township property record for 37 Loretta St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,435 sqft · built 1910
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Mar 2001)
Tax Bill$10,347 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-00005-07-00197

Property Details

APN / Parcel Number

Primary APN25-00005-07-00197
Alternative APNs
  • 2500005000700197
  • 501

Interior

Stories1 Story
Building Area1,435 sqft Living Area
1st Floor Area1,435 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Construction TypeBrick
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number501
Street Address37 LORETTA ST
CityPERTH AMBOY
StateNJ
Zip08861-2228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description50.0X100.0
Legal SubdivisionELLENDALE TERRACE
Legal Block5.7
Legal Lot Number197
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group2
Census Block2038
Census Tract3300

Owner

37 Loretta St is owned and occupied by two individuals who bought it in March 2001.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address37 LORETTA ST, PERTH AMBOY, NJ 08861-2228
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2001 · Amount on File
Deed SaleMar 14, 2001 · Amount on File
Deed Book / Page4888 / 762
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address37 LORETTA ST, PERTH AMBOY, NJ 08861-2228
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEAST COAST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092505
DateSep 28, 2020
Book Page18050/9
Instrument2020092505
Lender
NameFIRST ALLIANCE HOME MORTGAGE LLC
TypeMortgage Company
AddressEAST ORANGE, NJ 07018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 37 Loretta St was $10,347, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,800 (-) Land $20,000 Building $58,800$78,800 (-) Land $20,000 Building $58,800
2025$10,347.00 (+3.49%)$78,800 Land $20,000 Building $58,800$78,800 Land $20,000 Building $58,800
2024$9,998.00
2023$78,800 Land $20,000 Building $58,800$78,800 Land $20,000 Building $58,800
2022$9,467.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 37 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: Optimum, T-Mobile.

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