Middlesex County and Woodbridge Township property record for 23 Loretta St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,216 sqft · built 1944 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Dec 2024) |
| Tax Bill | $10,833 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00005-08-00201 |
| Primary APN | 25-00005-08-00201 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 506 |
|---|---|
| Street Address | 23 LORETTA ST |
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-2286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 75.0X100.0 |
| Legal Subdivision | TOWNSHIP/WOODBRIDGE |
| Legal Block | 5.8 |
| Legal Lot Number | 201 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 3300 |
23 Loretta St is owned by a company that bought it in December 2024.
Source: Middlesex County and Woodbridge Township records, as of June 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23 LORETTA ST, PERTH AMBOY, NJ 08861-2286 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Deed Document Number | 202472532 |
| Deed Book / Page | 19617 / 1424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 23 LORETTA ST, PERTH AMBOY, NJ 08861-2286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 LORETTA ST, PERTH AMBOY, NJ 08861-2286 |
| Document Number | 0000019273 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 19982/165 |
| Instrument | 2026019273 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 23 Loretta St was $10,833, up 3.5% from the year before.
Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Woodbridge Township |
| Unified School District | Woodbridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,500 (-) Land $25,000 Building $57,500 | $82,500 (-) Land $25,000 Building $57,500 | |
| 2025 | $10,833.00 (+3.49%) | $82,500 Land $25,000 Building $57,500 | $82,500 Land $25,000 Building $57,500 |
| 2024 | $10,468.00 | ||
| 2023 | $82,500 Land $25,000 Building $57,500 | $82,500 Land $25,000 Building $57,500 | |
| 2022 | $9,912.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 Loretta St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Loretta St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum, T-Mobile.
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